Jordyn Bradley at Forbes Advisor ranked the best investment apps of 2026 across 18 criteria, from fees and investment types to user experience, with Wealthfront, Robinhood, Betterment and Acorns among the names evaluated. Forbes asked me the question readers worry about most when they trust a phone app with real money: what happens if the company behind it fails?
The answer is reassuring if you understand the structure. Your securities are held separately from the company's assets. They cannot touch them if the company goes under. Brokerage accounts carry SIPC protection, and the custody arrangement means the risk you actually face is market fluctuation, not the app disappearing with your money.
That said, the app is not the strategy. The ranking is useful for choosing a platform with low costs and the account types you need, and low cost matters more than most people think over 20 or 30 years. What the ranking cannot tell you is how much to invest, in what, and for which goal. Those are planning decisions, and the slickest interface in the world does not make them for you.
Pick the app on cost and features. Pick the investments on the plan.
Read the full article at Forbes →
